CROSSROADS
888-211-3530


Patricia Murray
A187819
8538 Tourmaline Blvd.
Boynton Beach FL 33472
888-211-3530
patricia@benefitsfornow.com
www.crossroadsreview.com

I am an independent insurance agent, meaning I am not locked into any particular insurance carrier.

The list of available products and ways to help clients is too long to mention here, but here are some:
Protect against market crashes
Products that protect loss of savings 
Products that pay bills during times of illness or accident
Annuities
Life Insurance - various products according to client need
Long Term Care insurance
Key-man Insurance

Business plans

Employee benefits


Personal Insurance products
Final Expense insurance
Children's grow up plan
College planning
College information - helping parents and grandparents plan

Plans that pay you cash when injured or ill.

Disability, Long Term Care,

health insurance,

medicare supplements,

advantage plans, 

Tax-advantaged savings and retirement plans

 

*Scholarship programs are offered by some companies as a free value-added item.

 


Email

crossroadscompanies@gmail.com

1-561-929-3150

I have the privilege to be the mom of 3 sons, a grandson 7 years old and a grand-daughter 5 years old.
I have raised 5 children and helped at times to raise others. I have invited family members and friends to live in my home at different times and enjoyed doing that.
You could say I was the "full house queen"

My sons are multi-talented good men, and I am very proud to be their mom. I come from a terrific family for which I am grateful.

I moved to Boynton Beach 10 doors down from my granddaughter because I cared for her while my kids worked until she started in VBK and then I returned to work.

I lived in Boca Raton from 1977 to 2015.
I moved from east to west several times over the years until I actually lived with the aligators in West Boca!

Something you don't know about me?
I come from a family of lovers speed - motorcycles, muscle cars, collector cars and drag racing cars, road racing cars and I love to ride horses. I like fast driving but have learned to use cruise control to keep out of trouble on the roads.

Some of my additional hobbies have been car shows, stained glass creations, research. writing, bowling, tennis, training my dog to entertain people in a nursing home.

I am quiet, but am verbal about things of importance to me, family, friends and humanity. I care very much about helping the underserved in this world.

I started in the insurance industry since the 1990's and have had insurance, mortgage and securities licenses. I now focus on Insurance for the many ways it can help clients. I enjoy helping people of all ages to make plans for themselves and their heirs. I also help with benefit plans to protect lifestyles during periods of illness or accident.

I am happy to visit clients in their home or office to look over current plans and help clients if those plans need upgrade. I am a Mom and Grandmother and I have a large family and circle of friends, all of whom. I am so blessed. I have been in the business world since I was 15 years old and every job or career has been focused on service to others.  

I enjoy volunteer work as well. I am connected currently with many others in the business who are also service oriented. I believe strongly in networking in order to help clients meet needs that are not my expertise as well.

Examples of some of the products I have available are Life insurance such as Term, Whole Life, Indexed Universal Life, Final Expense, Mortgage Protection, Juvenile Insurance, Key-man insurance, Long Term Care, Annuities to name a few.

Products for my clients depend upon current and future needs as each client is different with differing needs and goals. It is best to review needs on a regular basis even after all is in place - every two to three years is recommended. Needs may have changed and should be addressed.

Most clients also have a need for policies such as those that pay cash during periods of of accident or illness causing loss of income.  Certain policies will pay cash to the insured to maintain lifestyle and prevent loss of savings to meet everyday expenses during accident or illness. These policies also pay cash for things like wellness exams, treatment, hospitalization, ambulance, travel, lodging for family and the like.

I recommend policies where the benefits are cash to the policy owner to use as needed and any way they decide.  Medical Insurance pays for treatment paying for those who care for you, but not to maintain your lifestyle and is not there for bills like mortgage, rent, auto payments, every day expenses, etc.

The list of available products and ways to help clients is too long to mention here, but here are some:
Protect against market crashes
Products that protect loss of savings 
Products that pay bills during times of illness or accident
Annuities
Life Insurance - various products according to client need
Long Term Care insurance
Key-man Insurance
Business related products
Personal Insurance products
Final Expense insurance
Children's grow up plan
College planning
College help for children - helping parents and grandparents plan

A free evaluation for clients is a good way to decide how to benefit, and protect client, family and heirs.

Copyright © 2019 Patricia Murray | All Rights Reserved